How Divisafe Works

The first step is configuring your exchange house structure in Divisafe. You create your company, add branches with their timezones, define physical cashboxes and bank accounts per branch, and pick the currencies you trade. You configure initial exchange rates and the tolerance allowed per pair. Finally, you define roles and permissions: a teller operates their cashbox, a manager reviews the whole branch, an auditor reads only. Initial setup typically takes 1-2 days with our team's help and ends up 100% tailored to your real operation.

Before trading, you bring your existing client base into the system. We support bulk CSV import or inline creation during your first week of use. Each client gets a complete record: identification, address, economic activity, PEP flag, documents. Then you record opening inventories per currency and cashbox, bank account balances, and any active loans. The accounting equation starts balanced from day one, avoiding months of later adjustments.

With setup complete, your team starts trading. Each FX buy or sell is recorded in seconds: client, amount, currency, rate, and payment method. The system updates inventories, calculates FIFO/LIFO/Weighted Average margins simultaneously, generates receipts, and is ready for electronic invoicing. Deposits, withdrawals, inter-branch transfers, and loans follow the same flow. All in real time, no waiting for end-of-day close. Quick Operations mode further accelerates high-volume days.

With data loading in real time, reports are always ready. Operations report with margin analysis by branch, currency, and operator. Consolidated cash flow across cashboxes and banks. Complete financial position with NAV calculation. Historical daily balances for audit and time-series analysis. Regulatory reports ready for UAF, COAF, and equivalents. All filterable, exportable, and with no waiting for month-end close — the information you need to decide is available instantly.