Divisafe for Panama
Cloud ERP platform for Panamanian currency exchange houses. Multi-currency, multi-branch, with an architecture ready for the SBP, UAF, and DGI regulatory environment. Request early access.
Built on the experience of running 60+ exchange houses across Latin America
Panama regulates currency exchange houses through the Superintendencia de Bancos de Panamá (SBP) and the Unidad de Análisis Financiero (UAF) under Law 23 of 2015 and related anti-money-laundering regulations. Exchange houses must be authorized, identify clients, report suspicious transactions, and implement electronic invoicing under the Dirección General de Ingresos (DGI). Divisafe provides the adaptable software infrastructure to support these requirements with its multi-currency, multi-branch architecture and complete audit trail.
Built to Operate in Panama
Divisafe's key capabilities that support running a Panamanian currency exchange house.
Multi-Currency with USD and PAB Support
Full support for USD and PAB plus 150+ ISO 4217 currencies with decimal compliance. Real-time buy/sell operations with exchange rates configurable per branch.
Spanish Interface
Platform 100% in Spanish, ready for use in Panama. Your team works in their language with no learning curve.
FIFO, LIFO & Weighted Average Margins
Automatic margin calculation with three simultaneous methods on every FX trade. Essential for accurate profit analysis and financial reporting.
Multi-Branch with Timezone Support
Manage multiple branches with their own timezone (EST) and independent end-of-day close. Cashboxes and exchange rates configurable per branch.
Audit Trail for UAF / SBP Reporting
Every operation is recorded with author, timestamp, and exact accounting movements. Generate the structured data you need for UAF/SBP reports and regulatory audits.
Complete Client Registry
Detailed records for individuals and companies with KYC fields adaptable to the Panamanian environment. Support for RUC, cédula, and passport plus local regulatory data.
Frequently Asked Questions about Exchange Houses in Panama
Transform your exchange house management
Join over 60 exchange houses that already trust Divisafe. Request your free demo today.
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